A payment you can plan around the season.
0% financing for up to 36 months on new 2025 and 2026 XCMG machines, OAC. No interest on top of the machine, and a payment you know before the season starts.
The payment comes out whether it rains or not.
Your work runs in seasons. Your payment doesn't. A big spring, a slow February, a job that pays in 60 days. You know the pattern better than anyone.
That's why the number that matters isn't the sticker. It's what comes out of the account, every time, through the good months and the slow ones. Get that number right and the machine pays its way. Get it wrong and it sits in your yard costing you.
0% for up to 36 months, OAC.
On new 2025 and 2026 XCMG machines.
Finance over 12, 24 or 36 months at 0%, on approved credit.
Keep more cash in the business.
With 0% you pay for the machine, not for the money. The cash you keep goes to fuel, wages and the next job.
Longer terms are there if you need them.
Terms run out to 60 months, OAC. Your advisor will walk you through the rate on a longer term.
Sole proprietor or incorporated, you can apply.
Sole proprietors, incorporated businesses and partnerships are all eligible.
Down payment depends on your credit.
Your down payment is set by your credit profile. Your advisor will tell you where you land before you commit.
Finance the machine and what goes on it.
A machine is only as useful as what's on the end of it. Attachments can be financed alongside the machine, OAC, so the bucket, thumb or snow pusher you need goes into the same plan instead of coming out of your pocket.
How the rate works depends on the attachment. Your advisor will lay it out for your setup.
Looking at an earlier model year?
The 0% program covers new 2025 and 2026 XCMG machines. Financing is still available on earlier model years, OAC, through other lenders. Your advisor will walk you through what that looks like.
Four steps from the demo to the job.
Start with a demo.
See how the machine handles your work before you talk numbers.
Talk it through with an advisor.
Pick the machine, the attachments and the term that fits your season.
Apply.
Your advisor helps you with the credit application.
Put it to work.
Once you're approved, the machine goes to work for you.
Questions we get asked
What financing do you offer on a new XCMG machine?
0% financing for up to 36 months on new 2025 and 2026 XCMG machines, on approved credit. You can finance over 12, 24 or 36 months at 0%, and terms run out to 60 months if a longer one suits the season better.
Can I finance attachments with the machine?
Yes. Attachments can be financed alongside the machine, on approved credit, so the bucket, thumb or snow pusher goes on the same plan instead of coming out of your pocket. How the rate works depends on the attachment, and your advisor will lay it out for your setup.
Do I need to be incorporated to apply?
No. Sole proprietors, incorporated businesses and partnerships are all eligible to apply.
How much do I have to put down?
Your down payment is set by your credit profile. Your advisor will tell you where you land before you commit to anything.
Is financing available on earlier model years?
Yes, through other lenders, on approved credit. The 0% program covers new 2025 and 2026 XCMG machines only. Your advisor will walk you through what an earlier model year looks like.
See it work. Then plan the payment.
Book a free demo, then sit down with an advisor and work out a payment that fits your year.
0% financing for up to 36 months available on new 2025 and 2026 XCMG equipment, on approved credit (OAC). Approval and down payment depend on the credit profile of the applicant. Earlier model years are financed through third-party lenders, OAC. Please ask your advisor for details.